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Is the debt eating up your income?

I have too much debt

Steps to undo this - Start Paying the debt back This is where if you stopped paying you may want to pay the loan amount so they do not go to collections. - Consolidation loan This step allows you to pay off multiple cards and small loans and then you would have one monthly payment. - You need a win to keep going. Let's say you do not do a loan and you are simply paying your credit cards and loans. Pay the smallest one with as much money you can while still making the minimum payments on the other cards/loans. This allows you to put more on the smallest card to pay it off as fast as you can. This will also give you a win and make it easier fro you to continue paying off your debt.


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